Did you know one of our busiest times of year is between Christmas and New Year’s?

The property market, as with all markets, has its peaks and troughs throughout the year and when wanting to make the most of any market it is best to make a move when the market is peaking. Did you know that one of the strongest peaks in the property market is during the week between Christmas and New Year’s? Once the excitement of the big day is over and the calm sets in before the usual New Year’s celebrations (granted, the celebrations may be a little different this year..) people start to plan for their move in the new year.

This planning includes utilising the abundance of online marketing tools available and there is no better place to go than our very own website for a vast array of marketing tools. Drew Bowler, Head of Sales, says “Eastons offer some of the most exciting online marketing tools that are sure to make your property search easy and convenient to do from the comfort of your own home”. With tools including, 360 tours, video tours, sneaky peaks, virtual viewings and dedicated microsites we offer everything to market your property to our highest standard.

360 Tours: Our 360 tours allow for viewing or promoting your property in a fully immersive and interactive platform. This is a fantastic marketing tool as it provides the user with the best virtual way to view a property, click here for an example; http://www.eastons.co.uk/360.

Video Tours: Our video tours, conducted by one of our very own sales team, allows a complete video walkthrough of the property. These tours offer a perfect example of the flow of the property and give the user a great initial feel of the property. See below for an example;

Sneaky Peeks: Our ‘Sneaky Peeks” are created by using our still photography and creating a short video. We will then send these out to our exclusive mailing list to stir up immediate interest in your property. See below for an example of how they work and look.

Virtual Viewings: We offer viewings virtually and in person. With the world as it is currently our virtual viewings are a fantastic way for you to view your dream property from the comfort of your own home.

Dedicated Microsite: One of the latest strings to our bow is our dedicated microsite. We will create a bespoke website just for your property. Here we will include all the property details, marketing tools and contact details and provide you with the URL to share to your friends and family as well as on any social channels.

Marketing Brochure: Once instructed Drew will sit down and run through our Marketing plan with you. Our Marketing plan discusses all of our marketing tools and we will build a bespoke plan to your needs that encompasses these. To view our brochure please click here; https://www.eastons.co.uk/our-marketing-tools

With all of these marketing tools and with one of the busiest times of the year coming up, as well as the stamp duty holiday, now is the perfect time to instruct us to sell your house! Get in touch today on 01737 353 005 or visit http://www.eastons.co.uk to book a free, no obligation online valuation!

Why we love our area so much and why you should too.

Epsom Downs, Home of the Derby.

Here at Eastons we are proud to have been operating in and around our local area of Epsom, Ewell and Tadworth for over 23 years. With areas of outstanding natural beauty on our doorstep, breathtaking views of London and the Downs just around the corner and a short drive from the beach we are sure you will agree that it is a fantastic place to live! We run through five of the key areas in our local community, showcase properties we have for sale and explain why we love the area so much and why you should too!

Epsom Downs

Epsom Downs is the large open space overlooking Epsom, which also includes the famous Epsom Downs Racecourse where the annual Derby is held.  It also includes the new Woodland Trust wood – Langley Vale.

A large area of chalk grassland and woodland swathes make this an ideal habitat for wildlife.  Visitors can enjoy walking, cycling and horseriding across the Downs which offer spectacular views right across to London where key London landmarks can be viewed.

Featured Property

Epsom Downs is a fantastic location and this superbly presented three bedroom detached house with one bathroom and en-suite, garden and garage is the perfect home to enjoy it in! Click here to book a viewing, view the 360 tour and for more information! https://www.eastons.co.uk/property-for-sale/surrey/kt17-3bf/1804841

Juniper Place, For Sale

Tadworth

Tadworth is steeped in history. On a small farm to the north-west, South Tadworth Farm, directly at the top of the westward-facing Langley Vale and south of the Epsom Downs racecourse, is a prehistoric settlement. Tadworth also appears in the Domesday Book of 1086 as Tadeorde and Tadorne.

Not only steeped in history, Tadworth also has plenty of culture to offer. The Children’s Trust, a national charity providing special care for severely disabled children and rehabilitation to children with acquired brain injuries, is housed in Tadworth Court.

Tadworth also has great transport connections with Tadworth station being in Zone 6 and the M25 only a stones throw away.

Featured Property

Tadworth has plenty in store for those looking to move and Eastons are proud to offer this rare opportunity to acquire a character property sat on a plot of approximately 0.35 acre located within easy reach of Tadworth village and station.

The property which is set back from the road and has a broad 80ft frontage has tremendous potential to make into a dream home and has had a previous planning application granted, which has now lapsed. https://www.eastons.co.uk/property-for-sale/united-kingdom/kt20-5rf/1879122

Tadworth Street, For Sale

Lower Kingswood

Lower Kingswood, like its neighbours, is also riddled with history however theirs is slightly more regal. The name “Lower Kingswood” dates back to the reign of King Henry VIII. Kingswood and lower Kingswood were the royal hunting woods. The Sportsman public house in Mogador was originally Henry’s hunting lodge. Henry had a palace on Nonsuch park “Nonsuch Palace” and the surrounding royal land stretched from Merton Abbey to Reigate.

Featured Property

This well presented and extended semi-detached family home is situated just yards from the open spaces of Epsom Downs. The well cared for accommodation comprises to the ground floor of storm porch with front door leading to the entrance hall with cloakroom. The extended lounge/diner is bright and spacious and has doors leading out to the patio. There is a separate sitting room with multi fuel burner which also overlooks the garden.

The kitchen has an extensive range of matching wall and base units with integrated appliances including eye level double oven and microwave, five burner gas hob, washing machine and dishwasher. To the first floor are three double bedrooms and a large family bathroom with a separate shower cubicle. Outside the south facing garden has a full width decked patio area leading down to the garden and a sideway leads to the large front driveway providing ample parking. https://www.zoopla.co.uk/for-sale/details/56857765?search_identifier=cd0ca55273d970a0b86ab0c560a19543

Lower Kingswood, For Sale

Nork

Nork is a residential area of the borough of Reigate and Banstead in Surrey and borders Greater London, England. Nork is separated from its post town Banstead only by the A217 dual carriageway, and the built-up area is also contiguous with similar parts of Tattenham Corner and Burgh Heath. A thin belt of more open land separates it from the communities to the north: Epsom, Ewell, Cheam and Belmont.

There are two parades of shops, one called the Driftbridge and another at the north-eastern end of Nork Way, the street which runs centrally through the residential area. Nork lies on chalk near the top of the gentle north-facing slope of the North Downs, 175 m (575 ft) above sea level at its highest point.

Featured Property

This well presented ground floor maisonette offers light and spacious accommodation within this well maintained development and benefits from a 900+ year lease and low outgoings. The private front door leads to the entrance hall with storage and gives access to all rooms. The front aspect reception room is light and spacious with plenty of room for a dining table. The kitchen which overlooks the communal garden to the rear has a matching range of base and wall units with integrated four burner hob with cooker hood above and eye level oven. There is recess for washing machine, dishwasher and fridge.

There is a back door leading directly to the garden. There are two double bedrooms both with built in wardrobes and the bathroom has been converted to a shower room. Outside are well tendered communal gardens and a garage en bloc with an metal up and over door along with ample parking bays. https://www.eastons.co.uk/property-for-sale/surrey/kt20-5pq/1880100

Home Farm Close, For Sale

Tattenham Corner

Tattenham Corner refers to the sharp bend in the track at the eastern (upper) part of Epsom Racecourse and its immediate vicinity, which includes Tattenham Corner railway station, a few shops and a branch library. The racecourse itself and a short length of road between the station and the course are in the borough of Epsom & Ewell.

The area is on the northern slope of the North Downs. It was formerly used largely for cattle pasture, sheep farming and wood gathering. By the 1770s, Tattenham Corner was the established name for the top section of the relatively new Epsom Racecourse on Epsom Downs.

Featured Property

This well presented second (top) floor flat is presented in good decorative order and is accessed via a security entryphone system.
The flat has a private front door leading to the entrance hall, bright lounge with door to a sit on balcony, fitted kitchen/diner, double bedroom and a white bathroom suite with over bath electric shower. Outside is a useful secure allocated shed. https://www.eastons.co.uk/property-for-sale/united-kingdom/kt18-5tp/1865431

Tattenham Corner, For Sale

Like any of the properties above? Or like any of the areas we have outlined? If so then get in touch with us today on 01737 353 005 to see if we can match you to your dream property or help you sell yours! We have a fantastic range of marketing tools including; 360 tours, virtual viewings, virtual valuations and much more that will help you in your search or sale!

UK housing market: Housing market continues to hot up despite lenders trying to put on the brakes

Remarkably, despite the rising house prices and increasing mortgage lender down valuations, housing transactions in August were 21% higher than they were in July – almost back to pre-Covid levels! It seems that, currently, nothing can halt the strength of the property market.

This week, the HMRC released their provisional data for housing transactions in September 2020. The HMRC have said that housing transactions totalled 98,010 in September 2020 – 21.3% higher than August 2020 and only 0.7% lower than September 2019. This further showcases the strength of the market with the levels more or less matching the pre-Covid market.

The Land Registry also released its house price data for August 2020 this week. Their data shows that UK house prices have increased by 2.5% in the last year and have increased by 0.7% in August 2020 alone. The latest Land Registry House Price Data shows that house prices across England and Wales increased again in August 2020 to £251,439 – an increase of more than £8,900 since the start of lockdown.

Photo by Andrea Piacquadio on Pexels.com

The UK mortgage market down valuations are on the up. Zoopla and Bankrate create a ‘Devaluation Report’ – this report looks at how mortgage lenders have reacted to the recent surge in house prices. Bankrate and Zoopla found that 46% of buyers had been subject to down valuations by their chosen mortgage lender. 50% of buyers aged 18-34 received a down valuation and 37% of buyers aged 45 and over received a down valuation.

Due to the savings as a result of the Stamp Duty Holiday, homebuyers can offer more on the home they are putting an offer on. As a result the house price is rising, which mortgage lenders have decided isn’t justified, hence they are not willing to lend the full amount asked for. This is unfortunate for first time buyers as they will be the hardest hit as they are typically the ones wanting to use a higher loan to value mortgage than a homeowner and they usually have less access to smaller deposits.

Photo by Karolina Grabowska on Pexels.com

Source: https://www.twindig.com/market-views/housing-market-continues-to-hot-up

Most owners believe their house price is static or falling, but is this really the case?

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A survey undertaken for Aviva suggests that sentiment is mixed, with most of the 2,300 home owners surveyed doubting that their house price has risen.

The survey was conducted just before last week’s warnings about the growing threat of a Coronavirus second wave.

Nearly half of those surveyed, 48%, think that the value of their homes hasn’t changed in recent months and, although most people believe it has only been minor, a quarter of those surveyed think that their property has reduced in value.

However, after analysing data from Rightmove and their House Price Index we know that the price of property coming to market is up 0.2% this month and just £269 below the record set in July.

We are also seeing that as more buyers seek larger homes, three/four bedroom houses are hitting new records of £291,618, with the overall average house price in the South East being £414,918 which is an annual increase of 4.4%.

With the Stamp Duty Holiday ongoing until March 2021 and with the increase in homeowners looking to move out of cities and in to the countryside you can rest assured that the value of your property is still on the rise!

Get in touch with one of our dedicated experts today to see how we can help your dream move come true!

http://www.eastons.co.uk/

Photo by energepic.com on Pexels.com

Source: https://www.estateagenttoday.co.uk/breaking-news/2020/9/most-owners-believe-their-house-price-is-static-or-falling–survey

Source: https://www.rightmove.co.uk/news/house-price-index/

Source: https://www.zoopla.co.uk/house-prices/browse/surrey/

Looking to relocate? Here’s why we think Tattenham Corner is one of the best places to live post lockdown.

Over the last few months there has been a monumental rise in people upping sticks and moving from urban areas in to more suburban and rural areas. Not only has the lockdown showed people the importance of a green space and a larger living area, but also with many companies unable to argue that it isn’t possible to work remotely, it seems more people are hoping to make it a more permanent arrangement – meaning there is no need to live quite so close to work. We’re going to take a look at why we think Tattenham Corner is one of the best places to live post lockdown.

Where is Tattenham Corner?

Tattenham Corner is a neighbourhood in north Surrey, UK and it is in the Tattenhams ward of Reigate and Banstead borough. Tattenham Corner has a small parade of shops that include a bakery, a pet store, a cafe and a Co-op as well as its own train station and a library. Tattenham Corner is located an 8 minute drive from Epsom town centre and an 11 minute drive from the M25 showcasing its fantastic transport links. This showcases Tattenham Corner as a well-connected village location, ideal for those who can split their working week between home and office, which are likely to be in particular demand. Further to this, you can get a train direct from Tattenham Corner train station to London Bridge in under one hour, making it a fantastic commuter location.

Not only does Tattenham Corner offer a plethora of main transport links via road and rail, Tattenham Corner also offers some of the best views in Surrey. With Epsom Downs being right around the corner and taking advantage of Tattenham Corner’s elevation, you get amazing views for miles beyond the racecourse and the sweeping green hills. Going the other way, you also get a fantastic view of the City of London – cementing your geographical location and the proximity to London.

What else does Tattenham Corner Offer?

Beyond the views and the fantastic transport links that Tattenham Corner provides, Tattenham Corner has plenty more to offer. For those thinking of moving to the area with young children, schooling will play a pivotal role in your decision. Surrey as a district offers an incredibly high standard of schooling and Tattenham Corner is no different. Roseberry School, a mere 2 miles away, is ranked 183rd in the entire country and has been rated as ‘Outstanding‘ following its most recent inspection by Ofsted.

Another key factor when searching for a new property is the level of pollution and the air quality. Tattenham Corner boasts an incredibly low air pollution with a rating of 81/100 (accurate as of 14:00 on 30/09/2020). The green local area plays a massive part in the fantastic air quality, if we compare this to several spots in London, Covent Garden 59/100, Wimbledon 54/100 and the South Bank 66/100 you can see the difference – further adding to the lure of Tattenham Corner as a potential new home destination!

Another key element when searching for your next property and its location, is affordability. According to Zoopla, the average value for a proeprty in Tattenham Corner is £568,347. When we compare this with some of the other locations in the surrounding area, Banstead £615,930, Ashtead £737,379 and Kingswood £1,464,631, we can clearly see that Tattenham Corner becomes far more affordable than other potential location candidates. When we compare this to the average price in London, £653,965, it further showcases the lure of the countryside and gives further reasoning as to why four in ten buyers are now considering countryside locations and why we think Tattenham Corner is one of the best!

Photo by Pixabay on Pexels.com

Source; https://www.getsurrey.co.uk/news/surrey-news/10-best-secondary-schools-surrey-16560166

Source; theguardian.com/money/2020/jun/27/escape-city-10-uk-property-hotspots-coronavirus

Source; homesandproperty.co.uk/property_news/moving-house-aftercoronavirus-lockdown-countryside-locations-a138261.html

Source; https://breezometer.com/air-quality-map/air-quality?lat=51.309538200000006&lon=-0.2406311

Source; https://www.zoopla.co.uk/house-prices/epsom/tattenham-corner-road/?q=Tattenham%20Corner%20Road%2C%20Epsom%20KT18

What are the rules around eviction? Coronavirus eviction ban extended!

On Friday, the Government announced that it would extend the eviction ban for a further four weeks, along with introducing a minimum six-month notice period for landlords who wish to evict their tenants in England.

Lorraine Byron-Pitts, Property Manager at Eastons, raises concerns for her client landlords and the realistic impact of this U-turn. Although she agrees with the sentiments of David Alexander, from Apropos, that this is the right thing to do,

“There needs to be comparable, more visible, and active support for landlords during this time. If it is right to support tenants’ in financial difficulties, then it must be right to financially support landlords who will be impacted by this move.”

She believes this is where agents will need to manage tenants to mitigate Eviction U-turn impact on Landlords and the significant arrears they will be amassing on top of the ever-increasing burden of legislation and taxation.

Photo by Skitterphoto on Pexels.com

“This only goes to add further financial problems to landlords, many of whom rely upon rental income to get by and have no government support.”

She goes on to add that

“tenants have, thanks to upfront affordability checks and furlough pay, been supported to keep paying rent whilst landlords are barely considered by government and need as much support financially as tenants do at this moment.”

It is only through mutual support that that this sector will come through these difficult times in a fit state. Landlords need tenants and tenants need landlords and unless Government realise this, with a meaningful support package, we will see landlords leaving the industry in droves, pushing up rents and reducing available stock. This can only be bad for the tenants in the long run.

Eastons are a proud member of the Guild of Professional Estate and Letting Agents who’s compliance officer, Paul Offley,  says that following the latest announcement, in the UK there are currently  four different processes for a landlord to seek possession using a section 21 notice across England, Wales, Northern Ireland and Scotland, varying in notice periods from three to six months and review dates of notice periods from 30th September 2020 to 30th March 2021.

“Whilst the announcement could be seen as good news for tenants as it gives them the security of having a home, especially during a time when so many have been effected by the financial impact of the pandemic, it begs the question – what about the landlord?” asks Offley.

He says that, while the eviction notice in England is moving to six months, it could take far longer for landlords to go through the eviction process, especially if the tenant fails or chooses not to give up possession after the six-month period has lapsed.

Photo by Curtis Adams on Pexels.com

“The landlord would then have to start legal proceedings and pay for a hearing and wait for a court slot, which could take another six to eight weeks to get. If the tenant pleads that they have no money, the judge will normally then give the tenant an additional 14 days to vacate the premises. It will have to go court again, at which time the judge would rule whether a bailiff would be appointed to evict the tenant. All in all, it will be some time before the landlord gets their property back,” Offley explains.

“During this notice period, landlords may not be able to access ‘mortgage holiday periods’, which will result in a loss of income for them. Another aspect that landlords will need to consider is that during the notice period, they are still legally bound to maintain Health and Safety issues within the property but may not have any rental income coming in to pay for repairs. If the boiler breaks for example, it will need to be fixed at the landlord’s expense, whether they are receiving an income from the property or not.”

“In the instance where an agent is managing the property, they will also still be responsible for doing so, even though they will not be receiving an income. It is unlikely that the Government will make a U-turn on this, so agents need to be working hard on arrears management so that problems and risks are reduced. The key aspect will be for landlords and agents to be able to manage the situation with their tenants and possibly agree on a payment plan where feasible,” Offley comments.

He adds agents should communicate to tenants that if they can’t pay their rent at any point, they should inform the agent without delay. If the tenant says they cannot pay due to impact of employment or income relating to Covid-19, then they should be asked to provide proof by sending either a letter from their employer or bank statements. “Once an agent is aware of a problem, they should work with the tenant on getting the situation resolved as soon as possible to avoid having to go down the long eviction route, and rather look at alternate options that will work for both the landlord and tenant,” Offley concludes.

It is now ever more important that Landlord use an informed and supportive Letting agent backed up by an experienced and qualified association. It is also why it is more important than ever for Landlords to consider rent replacement insurance policies and whilst these have been removed from general sale Eastons are able to offer this to their managed landlords.

If any Landlords are interested in finding out more, please contact Lorraine.

lorraine@eastons.co.uk

01372 722727

Further information can also be found at the following sources:

https://www.gov.uk/government/news/government-has-changed-the-law-so-most-renters-have-a-6-month-notice-period?dm_i=50FU,9035,3CFNH5,ZZAP,1

https://www.bbc.co.uk/news/business-53851945<

Mortgage rates begin to rise

Over the past few months, Moneyfacts have revealed that there has been a significant drop in products available with 202 less products between the months of July and August.

After the historic lows we saw last month this indicates that average rates are now beginning to increase. This is spread across the board as, even though we would expect higher LTV tiers to experience more significant rises, even the lower tiers have also increased their average rates.

Photo by energepic.com on Pexels.com

Eleanor Williams, finance expert at Moneyfacts, said: “The introduction of the stamp duty holiday and record low average rates following an enforced period of shutdown for the market has seen demand for mortgages escalate in recent weeks. However, product choice and availability remains a key issue for mortgage borrowers, with this month continuing the downward trajectory we saw between June and July; there were 2,526 live products as of the 1 August, a fall of 202 compared to last month, and 2,696 less than the number of products on offer at the start of March, meaning there is 48% less choice available to consumers as the industry continues to feel the impact of the Coronavirus pandemic.

“Until there is more certainty regarding the economic outlook and clarity around risk – which may well not become clear for some months, particularly until the Government furlough scheme winds down at the end of October – it seems unlikely that the mortgage sector will bounce back to the levels of availability that we saw six months ago, especially in the higher-risk tiers, where high levels of demand combined with stretched operational capacity remain a concern.

“Our latest research illustrates that rates are starting to creep upwards, with the two and five-year fixed averages for all LTVs both increasing by 0.09% this month, and averages for higher LTVs in particular experiencing even more significant increases. Rates at 85% LTV experienced one of the sharpest climbs, with the average two-year fixed rate increasing by 0.21% this month, and the five-year equivalent climbing by 0.23%, sitting at 2.32% and 2.57% respectively as a result.

Photo by Pixabay on Pexels.com

“However, when the current averages are compared to their equivalent rates last year, the overall two-year fixed rate for all LTVs at 2.08% is 0.41% lower than it was in August of 2019 (2.49%), and the five-year fixed at 2.34% is 0.50% lower this month than a year earlier (2.84%), meaning that we are still in an environment where cheap mortgage deals are available. Therefore, those who have been waiting to see how the market moves may want to consider pursuing a new deal now and lock into a low rate before they potentially climb further.

“With reports that bank profits may be falling and providers needing to set more funds aside for further coronavirus planning and potential defaults, this could signal the end of the historic low mortgage rates of recent months. Therefore, those looking to secure a new deal now may wish to move swiftly. The role of an experienced, independent adviser has never been more pivotal in ensuring borrowers are able to make an educated choice about the right product for their circumstances and priorities. With criteria and underwriting requirements being updated with a similar regularity to mortgage products themselves, being supported and guided through the mortgage application maze by a professional with access to the most up-to-date information would be wise.”

Property market booming!

The property market is booming through a combination of post lock down blues and the stamp duty holiday.

This unprecedented buyer demand and potential lack of supply makes it a sellers market – now is the perfect time to get your property on the market!

This is born out by new figures from Legal & General Mortgage Club which show

“25 per cent of people definitely planning to buy a home in the near future and a further 28 per cent saying they are considering a property purchase”.

They have also canvased sellers to find out if they are considering putting their properties up for sale and find that

“just four per cent of homeowners are definitely looking to sell this year with a further 12 per cent considering it.”

It is this mis-match, which is most pronounced in the capital and South-East provides for a potent market for all those looking to sell.

Photo by Lina Kivaka on Pexels.com

“We are seeing unprecedented post-lockdown demand, from first-time buyers to landlords, all eager to secure investment or a new home” says Drew Bowler, Manager at Eastons.

Richard Mullan who provides free mortgage advice at Eastons also echo ‘s these sentiments reporting “high levels of activity in the mortgage market and a confidence showing a noticeable resilience in the market and potential to remain buoyant into 2021.”

With the market heading in this direction Eastons are encouraging people to put their house on the market by offering an incredible incentive of reduced fees if we are instructed by Saturday 12th September!

Get in touch with us today to find out more information and see how we can help you make the most of the current climate!

Source: https://www.estateagenttoday.co.uk/breaking-news/2020/8/supply-of-homes-might-dry-up-after-unprecedented-buyer-demand

What time is a landlord most likely to search for your services?

Rentround has taken and analysed data from 35,000 users of its website and to provide insights into characteristics and behaviours

There were some very interesting findings from the data analysed, with Mondays, Fridays and Sundays being the most likely days of the week when landlords are conducting their search with 3pm being the peak time.

Rentround said; “The time that landlords run searches is important.

“Similar to the days searches are run, the data pinpoints when you should be available to talk to leads.

“It is not always that simple as there are appointments & valuations to manage.

“You will need to compare how expensive it is to run out of hours compared to income received from leads being converted during those times.”

Photo by David Jakab on Pexels.com

Landlords tend to be searching for high street lettings agents (45%) whereas 35% of landlords were seeking online agents. This is weighted heavily towards mobile devices (58%) compared to 33% on desktop.

This data shows that firms should ensure their website is optimised for mobile to enable the most enjoyable viewing experience – which will ultimately convert to higher completion rates!

Rentround also said; “The device your target market is using to access your letting agency or property manager website is key.

“It goes without saying most online activity is now done on mobile phones.

“This adds additional importance to ensure letting agents & property managers are ensuring their sites are optimised for mobile.

“This would include the avoidance of large images, long pieces of text and difficult navigation menus.

“Users on mobile devices are also less patient. Therefore site loading times should be minimised.”

Photo by Skitterphoto on Pexels.com

Cited: https://propertyindustryeye.com/revealed-the-times-a-landlord-is-most-likely-to-search-for-your-services/

Cited: https://rentround.com/data-insights-from-35000-landlords/